Richard Stanley Francis was a British crime writer. His novels centre on horse racing in England. After wartime service in the RAF, Francis became a full-time jump-jockey, winning over 350 races and becoming champion jockey of the British National Hunt. Francis wrote more than 40 international best-sellers. All of Francis's books follow a similar formula: they are written in the first person; the protagonist is a male in his 20s or 30s with some connection to horse racing, and he is drawn into an intrigue caused by a villain whom he works to expose and defeat by the end of the novel. There are a variety of physical and mental obstacles to overcome along the way. Most of Francis's earlier work centres on the horseracing world. Dead Cert, his first novel, is the story of a jockey who uncovers and eliminates a race-fixing scheme. In Hot Money, Ian Pembroke, who works in the racing trade as a training assistant and amateur jockey, serves as the narrator for the story. His estranged father, Malcolm Pembroke, calls upon him for help when his soon-to-be former wife Moira is murdered, and the two of them are forced to trust each other. Malcolm is a man who has the Midas touch, but he has not done well at picking wives or engendering the love of his children. The police consider Malcolm himself a suspect in the murder of Moira because their impending divorce would have made her a rich and independent woman. Enjoy free online English audiobook “Hot Money”, a novel by Dick Francis.